Joe Black Agency header

 

Home

You are here:
Who Needs Insurance?

Insurance Types and Providers

Contact Information

Privacy Policy

 

independent insurance agency logo

 

   Auto Insurance
In the state of Illinois if you drive a car, you must have auto insurance. There is a minimum liability insurance requirement for auto insurance and we can help you get that coverage. There are additional coverage options that include personal injury and collision coverage. We can help you determine the best auto insurance coverage for your situation.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Home Insurance
If you own a home you will want home insurance. The most basic protection will cover your house and its contents from various types of damage resulting from fire, theft, or weather. You can increase home insurance coverage to include damage resulting from power outages, plumbing issues, and much more. We can help you determine the best home insurance coverage for your situation.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Farm Insurance
If you own a farm you will want farm insurance. This policy will cover your home and your farming operations from various types of damage resulting from fire, theft, weather, and business related accidents. You can increase farm insurance coverage to include damage resulting from power outages, plumbing issues, and much more. We can help you determine the best farm insurance coverage for your situation.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Business Insurance
If you own a business you will want business insurance. Common coverage considerations for business owners include workers compensation, liability, and property. There are more things to consider and we can help you determine the best business insurance coverage for your situation.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Health Insurance
There are many options in health insurance from co-pay and deductible amounts to choosing doctors. We can help you navigate through the choices and find the best health insurance coverage for your situation.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Life Insurance
Whole life insurance is the most common form of life insurance. It is coverage you will keep for as long as you live and will pay the face value to your beneficiaries. Within whole life insurance there are options - participating and non-participating. With participating whole life insurance, there is a cash value associated with the policy and it may pay dividends. With non-participating, there is a cash value but no dividends. There are several other types of life insurance in addition to the whole life insurance. So even with life insurance, there are options and we can guide you through the choices to get you the best coverage for your situation.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Other Vehicle Insurance
If you have a motorcycle, you need motorcycle insurance. If you have an rv, you need rv insurance. In the state of Illinois, these vehicles require the minimum liability insurance coverage. Of course the options go beyond just liability coverage and we can help you find the best motorcycle insurance coverage and/or rv insurance coverage for your situation. Another popular "vehicle" is the boat. Although there is not a minimum coverage requirement for boats, you will want coverage to protect against accidents, theft, and damage. We can help you find the right boat insurance coverage as well.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Did You Know?
Did you know that if you combine your insurance needs with one provider you may be able to save some money? Many insurance providers will offer discounts if you carry more than one type of insurance with them. You can combine auto, home, life, health, etc. and get a discount on your insurance costs! We work with insurance providers who offer these discounts.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information


   Speaking of Providers . . .
We work with insurance providers to find you the best insurance coverage for your situation. These are very reputable providers that you've surely heard of . . . Pekin, Progressive, Blue Cross, Celtic, Columbia Insurance Group, Consumers Insurance Group, Wilberton Mutual, Foremost, Mt. Carroll Mutual, and others.

To request a quote and/or information about a type of insurance using a form, click on this link: Request Information.
To contact us directly, click on this link to see our contact information: Contact Information